@article{paperid:1106813, author = {هما مولوی and Fariborz Rahimnia, and لیانگ زانگ}, title = {Enhancing financial advisory quality in emerging markets: the role of strategic planning, FinTech adoption, and policy in service delivery}, journal = {Financial Innovation}, year = {2026}, volume = {12}, number = {79}, month = {February}, issn = {2199-4730}, pages = {1--41}, numpages = {40}, keywords = {Strategic planning; Financial marketing; Quality of financial advice; Acceptance of fintech; Strategic management; Financial advisor; FinTech; Servant leadership; Crisis; Policy implications}, }