According to the obtained information, the variables as gardener\\\\\\\'s age, ownership, relationship between gardener\\\\\\\'s field of study and agriculture, location, variety of cultivation, existence of insured pistachio garden in the neighborhood, frequency of risk, total water available to each gardener and garden life of each gardener in the first stage (Probit Model) have positive coefficients; which indicates the positive effect of these variables on the probability of willingness to accept pistachio drought insurance. In the second stage (linear regression), the variables of pistachio horticulture history, frequency of risk, garden life and total number of water hours available to gardeners have positive coefficients, which indicate the positive effect of these variables on the dependent variable of the second stage, is the tendency to accept pistachio drought insurance.

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